Steel vs. Stainless Steel Dump Inserts: Which Material Is Right for You?


Choosing the right dump insert starts with the right frame but selecting the right material is just as important. At EZ-Dumper®, we offer both steel and stainless steel dump inserts because every job, truck, and environment calls for something different. But how do you decide which is best for your workload?


It’s not just about cost it’s about how your truck is used, what it hauls, and the conditions it faces daily. From heavy construction to salty winter roads, the choice between steel and stainless steel affects everything from performance to long-term maintenance.


This blog will walk you through the differences in durability, corrosion resistance, weight, maintenance, and value so you can confidently choose the insert material that works hardest for your needs.

Understanding the Basics

Both EZ-Dumper® dump inserts steel and stainless share the same core design. They are powered by a 12V double acting Monarch hydraulic pump, fit most full-size or short-bed pickup trucks, and include features like removable tailgates, flat bar rub rails, and expansion stake pockets. The difference lies in the material used for the body, frame, and exposed components.


  • Steel inserts use powder-coated carbon steel (12-gauge floor, 14-gauge sides)
  • Stainless inserts use 304 stainless steel in the same thickness, but without coating


From the outside, they may look similar in form and function but over time, they behave differently depending on the environment.

Durability in the Field

If your work involves heavy use, constant loading and dumping, or hauling abrasive materials, both steel and stainless steel options offer exceptional strength. They’re built using the same gauge thickness, and both models are rated to lift up to 6,000 pounds with a 51-degree dump angle.


So when it comes to physical toughness, you won’t sacrifice durability by choosing either material. The sub-frame, hydraulic cylinder mounts, and hoist pivots are also structurally consistent between the two versions.


The biggest difference shows up not in how much you can haul. but how long your insert resists environmental wear.

Corrosion Resistance: The Real Difference

This is where stainless steel takes the lead. If your truck operates in harsh environments like snowplow routes, coastal regions, or construction sites with high moisture corrosion becomes a serious concern. Salt, sand, rain, and road grime can eat away at even high-quality coated steel over time.


EZ-Dumper® steel inserts are protected by a durable black powder coat designed to resist chipping, scratching, and rust. However, even the best coating can wear down with regular use especially when hauling wet soil, rock, or corrosive debris. When exposed metal is left untreated, rust may eventually develop.


On the other hand, stainless steel inserts use 304-grade metal, known for its natural corrosion resistance. It does not require painting or coating, and even if scratched or dented, it will not rust under normal conditions. That makes stainless the go-to choice for anyone working in:

  • Snow and ice removal
  • Marine or waterfront environments
  • Landscaping with wet mulch or compost
  • Any climate with long winters and heavy road salt use


For users in Ohio, Pennsylvania, New England, or northern states where salt trucks are common, stainless steel can dramatically extend the lifespan of your insert.

Maintenance Requirements

Both models are designed to require minimal upkeep. However, your long-term experience will vary based on material.


Steel Dump Insert Maintenance Includes:

  • Periodic inspection for chips or scratches in powder coat
  • Spot touch-up painting as needed
  • Seasonal wash-downs to remove salt or chemicals
  • Occasional rust prevention spray on corners or hardware


Stainless Steel Dump Insert Maintenance Includes:

  • Routine rinsing to clear grime
  • No painting or coating required
  • Occasional polishing if desired for appearance
  • Virtually no rust prevention needed


If you prefer a low-maintenance ownership experience, stainless is the better choice. While steel can be kept in great condition with regular care, stainless inserts allow you to skip several maintenance tasks entirely especially helpful for busy fleets.

Appearance and Finish

Steel inserts come finished in a black powder coat, which looks sharp and professional and blends well with most truck beds. The black coating also provides UV resistance and helps reduce heat absorption in summer.


Stainless steel inserts are left natural/uncoated, offering a sleek metallic finish that doesn’t fade, chip, or flake. Some buyers prefer this industrial look, while others find it complements polished truck beds or chrome trim.


There’s no performance difference here it’s a matter of style and whether you want a coating to match your truck

Cost Comparison and Long-Term Value

One of the biggest considerations is cost. Steel dump inserts are more affordable upfront, with the 6’ and 8’ models offering excellent value and full feature sets. If your jobsite is relatively dry or your truck is used seasonally, a powder-coated steel insert can last for years with basic care.


Stainless steel inserts cost more at the time of purchase, but that cost includes reduced maintenance, longer corrosion resistance, and often higher resale value. For fleet managers or contractors who run year-round in harsh environments, the extra investment pays off over time.


Here’s a simplified comparison of the two options:

Feature Steel Insert Stainless Steel Insert
Material Protection Powder-coated (black) Natural 304 stainless (unfinished)
Rust Resistance Moderate (with care) Excellent (resists salt, moisture)
Appearance Matte black Metallic/silver
Maintenance Needs touch-ups Minimal
Initial Cost Lower Higher
Long-Term Value High with upkeep Very high with low upkeep
Ideal For General use, dry climates Harsh weather, salt, marine jobs

Which One Is Right for You?

Still unsure whether steel or stainless is best? Consider these real-world examples:


  • You’re a landscaper in central Ohio hauling mulch and soil in spring and fall: A steel insert may be the right fit. It’s affordable, rugged, and with some end-of-season care, will last for years.
  • You run a snow removal company in Cleveland and haul rock salt and slush daily: The stainless insert will resist corrosion without requiring constant maintenance.
  • You’re a contractor working near Lake Erie on mixed projects all year: Go with stainless to handle the moisture, rain, and salt exposure.
  • You haul dry construction debris during warmer months in rural areas: Steel is likely sufficient, especially if your truck is stored indoors.


Ultimately, both materials are built for performance. Your decision comes down to environment, exposure, and preference.

A Note on Compatibility 
Empty heading

Every accessory offered by EZ-Dumper® is available in both steel and stainless versions so choosing one material doesn’t limit your ability to upgrade. Whether you want a cab protector, side extensions, tailgate spreader, or tarp kit, each is available to match the finish and strength of your insert.


All units include the same powerful Monarch pump, same 6,000 lb capacity, and same two-year front-to-tailgate warranty.

Final Thoughts

At EZ-Dumper®, we understand that no two jobs are the same which is why we proudly offer both steel and stainless steel dump inserts. Each one is built with precision at our Chambersburg, PA facility and designed to keep your team productive and protected on the job.


If you're looking for rugged performance at an affordable price, a powder-coated steel insert delivers unbeatable utility. If you're after maximum corrosion resistance and minimal upkeep, stainless steel is the way to go.


Either way, you’re getting over 50 years of innovation, quality, and reliability backed by a team that builds every unit like it’s their own.

Need help choosing the right insert for your truck or climate?

Contact your local EZ-Dumper® dealer today or visit our product page to compare models, specs, and accessories.

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